Chase Ink Business Unlimited® Credit Card Review:

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The Chase Ink Business Unlimited® Card is a popular option for those seeking a business credit card, thanks to its strong combination of rewards and perks that cater to everyday spenders.

In this review, we’ll cover the card’s key features, including its introductory offer, earning potential, travel insurance benefits, and other valuable perks.

A Generous Introductory Offer

A highlight of the Chase Ink Business Unlimited is its compelling introductory offer: you can earn $750 in cash back after spending $6,000 within the first three months of account opening.

This generous offer makes the card especially attractive for those looking to maximize their cash back rewards from early spending.

Earn Rate: Flexible Rewards for Everyday Spending

The Ink Business Unlimited earns a flat 1.5% cash back on all purchases, with no limits on how much you can earn. This flat-rate structure is ideal for those who spend in a variety of categories that may not earn bonus points on other cards or want a simple card that earns points on every purchase.

Notably, there is no limit to how much cash back you can earn from this—it is truly unlimited 1.5% cash back on every purchase you make.

Additionally, you can earn 5% cash back on qualifying Lyft purchases through September 30, 2027, which can be a valuable perk for frequent rideshare users.

Travel Insurance Benefits: Peace of Mind While Traveling

While not primarily designed as a travel card, the Ink Business Unlimited has several useful insurance benefits:

• Auto Rental Coverage: Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.

• Travel and Emergency Assistance: If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)

• Roadside Assistance: If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at time of dispatch

• Purchase Protection: Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item

• Extended Warranty Protection: Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

As always, check your card’s Guide to Benefits for the most accurate & up to date information!

Final Thoughts: Is the Ink Business Unlimited Right for You?

Though it lacks premium travel perks, the Ink Business Unlimited delivers substantial value with a $0 annual fee, a strong sign-up bonus, and unlimited 1.5% cash back.

It’s a great option for those not focused on travel rewards but who want to earn consistent cash back on everyday purchases without needing to think about spending categories. If that sounds like you, the Ink Business Unlimited is certainly worth a look.