The New United Quest℠ Card Review:
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The New United Quest℠ Card is a premium travel rewards credit card that offers lucrative benefits and credits that appeal to frequent travelers, especially people who fly United frequently. If you live near an airport that serves as a United hub, you should seriously consider investing in the United Quest card. The travel credits, generous rewards, and numerous credits make it a strong card to store in your wallet.
A Strong Welcome Offer
The introductory offer for The New United Quest℠ Card paves the way for cardholders to begin building status with United. New cardholders can earn 100,000 bonus miles and 3,000 Premier qualifying points (PQP) after spending $4,000 on purchases in the first 3 months from account opening.
Those 3,000 PQPs can be extraordinarily useful for anyone chasing United status. For example, it can put you immediately halfway to United Silver status. Or, if you already have status, it gives you a huge boost towards the next stage.
Additionally, you can earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months from account opening.
Earn Rate: Strong, Travel-Oriented Rewards
The New United Quest℠ Card appeals to frequent travelers by rewarding them with bonus points for making purchases in categories that often cover travel-related expenses. Anyone making purchases with United benefits greatly from these bonus points. Here’s how the earning rate breaks down:
Up to 8x miles on United flights:
5x miles on airfare from United as a MileagePlus member
3x miles on all eligible United purchases
5x miles on hotel stays prepaid directly through Renowned Hotels and Resorts
2x miles on all other travel purchases
2x miles on dining purchases
2x miles on select streaming services
1x mile on all other purchases
Additionally, along with earning bonus miles, The New United Quest℠ Card also earns Premier qualifying points (PQP), helping cardholders to gain status with United.
1x PQP for every $20 spent on purchases, up to 18,000 PQP per year
Annual Rewards
Every year, cardholders of The New United Quest℠ Card are given rewards for simply holding the card, making the card a keeper and a truly strong choice for anyone who flies with United frequently. Here are the rewards you’ll get starting with your first anniversary and every anniversary thereafter
10,000-mile discount to use toward an eligible award flight with United
1,000 Premier qualifying points (PQP) each year after February 1 (starting in 2026)
$200 Annual United Travel Credit
A valuable perk of The New United Quest℠ Card is the annual $200 United travel credit. After you open your account, and each year on your account anniversary date, you’ll automatically receive $200 in United TravelBank credit.
You can apply this credit towards booking a future United or United Express flight, making it useful for anyone who plans on traveling with United.
$150 Annual Hotel Credit
Another valuable perk of The New United Quest℠ Card is the up to annual $150 credit for Renowned Hotels and Resorts. Renowned Hotels and Resorts is a luxury hotel booking program only available to United cardmembers, allowing cardmembers access to elite benefits when booking luxury hotels across the world.
Elite benefits include, but are not limited to:
Daily breakfast for 2
$100 property credit
Room upgrade at check-in (subject to availability)
Early check-in/late check-out (subject to availability)
Complimentary WiFi
$100 Annual Rideshare Credit
Another travel-oriented perk that The New United Quest℠ Card offers is up to annual $100 credit for rideshare services, such as Uber or Lyft. This credit is useful for anyone who doesn’t have a car and needs to get around, especially in major cities.
The credit is split on a monthly basis. You can earn up to $8 back as a statement credit each month from January to November, and up to $12 back as a statement credit in December.
$80 Annual United Travel Credit for Car Rental Purchases
If you’re ever in need of a rental car, you can earn benefits for renting cars with The New United Quest℠ Card.
Every year, you can receive up to $80 in United TravelBank cash for your first and second car rental purchases ($40 each) with Avis or Budget. You must book directly through cars.united.com and pay with your United Quest card.
$180 Annual Instacart Credit
Another perk of The New United Quest℠ Card is the up to annual $180 credit for Instacart. Through 12/31/2027, cardmembers with an active Instacart+ membership will receive one $10 Instacart credit monthly and one $5 Instacart credit monthly.
Instacart can be useful for anyone who needs to go grocery shopping, as you can easily pick up your groceries at a participating grocery store. You can also have your groceries delivered directly to your door.
$150 Annual JSX Credit
Another travel-oriented perk of The New United Quest℠ Card is the up to annual $150 credit for JSX. JSX is an airline that describes itself as a crowd-free hop-on jet service, allowing you to experience private jet travel without the price tag.
JSX is available in select cities across the United States and Mexico, such as Cabo San Lucas, Los Angeles, Miami, etc.
Trusted Traveler Program Credit
Every four years, The New United Quest℠ Card reimburses up to $120 via a statement credit for an application to Global Entry, TSA PreCheck®, or NEXUS. This benefit helps streamline your travel experience and further enhances the card’s value, especially for travelers who travel internationally frequently.
Travel Benefits With United
As a United-branded credit card, The New United Quest℠ Card provides lucrative travel benefits with United. Here are the benefits that you’ll get as a cardholder when traveling on a United-operated flight:
Free first and second checked bags: The primary cardholder and one companion traveling on the same reservation will each receive their first and second standard checked bags for free.
Priority boarding: With priority boarding, you can board with Group 2 and get early access to overhead bins.
25% back on United inflight purchases: You'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Quest Card.
Premier upgrades on award tickets: The primary cardholder and one companion who are traveling on an award ticket and on the same reservation are eligible for complimentary Premier upgrades on select flights, subject to availability.
Unlocking Extra Benefits With Spend
After spending a set limit on qualifying expenses within a calendar year, The New United Quest℠ Card unlocks even more premium benefits that reward premium spenders. The card offers the following:
10,000-mile eligible award flight discount: After spending $20,000 on purchases each calendar year, earn a 10,000-mile eligible award flight discount that you can use toward an eligible award flight.
2 global Economy Plus seat upgrades: After spending $40,000 on purchases each calendar year, you can earn 2 global Economy Plus seat upgrades and enjoy extra leg room on your next flight operated by United or United Express.
Travel Insurance Benefits: Peace of Mind While Traveling
The New United Quest℠ Card is well-regarded for its robust travel insurance benefits, which provide cardholders with peace of mind when booking trips. These benefits include:
Trip Cancellation and Interruption Insurance: You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
Baggage Delay Insurance: Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Lost Luggage Reimbursement: Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
Trip Delay Reimbursement: If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
Auto Rental Coverage: Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
Final Verdict: Is The New United Quest℠ Card Right for You?
The New United Quest℠ Card is ideal for frequent United flyers who want to earn valuable rewards and enjoy a suite of premium travel perks. With its generous welcome offer, numerous annual credits, and travel protections, the card easily offsets its annual fee for those who travel regularly.
If you live near a United hub or frequently fly with United Airlines, the card’s free checked bags, priority boarding, and ability to earn Premier qualifying points make it a top-tier travel companion. While it may not be the best fit for occasional travelers or those loyal to other airlines, United enthusiasts will find exceptional value in this card year after year.